FactlockeR.com ('the Website') makes no guarantee of validity

the Website is an online open-content collaborative minipedia, that is, a voluntary association of individuals and groups working to develop a common resource of human knowledge, in compact format. The structure of the project allows anyone with an Internet connection to alter its content. Please be advised that nothing found here has necessarily been reviewed by people with the expertise required to provide you with complete, accurate or reliable information. In short, trust nothing you find on this site, as the authors may not actually have any idea what they are talking about.

None of the contributors, sponsors, administrators, or anyone else connected with the Website in any way whatsoever can be responsible for the appearance of any inaccurate or libelous information or for your use of the information contained in or linked from these web pages.

No contract; limited license
Please make sure that you understand that the information provided here is being provided freely, and that no kind of agreement or contract is created between you and the owners or users of this site, the owners of the servers upon which it is housed, the individual content contributors, any project administrators, sysops or anyone else who is in any way connected with this project or sister projects subject to your claims against them directly. You are being granted a limited license to read anything on the public areas of the site; it does not create or imply any contractual or extracontractual liability on the part of the Website or any of its agents, members, organizers or other users.

There is no agreement or understanding between you and the Website regarding your use or modification of this information; neither is anyone at the Website responsible should someone change, edit, modify or remove any information that you may post on the Website or any of its associated projects.

Trademarks
Any of the trademarks, service marks, collective marks, design rights, personality rights or similar rights that are mentioned, used or cited in the articles of the Website are the property of their respective owners. Their use here does not imply that you may use them for any other purpose other than for the same or a similar informational use as contemplated by the original authors of these Website articles. Unless otherwise stated the Website is neither endorsed by nor affiliated with any of the holders of any such rights and as such the Website cannot grant any rights to use any otherwise protected materials. Your use of any such or similar incorporeal property is at your own risk.

Jurisdiction and legality of content
Publication of information found on the Website or other communications may be in violation of the laws of the country or jurisdiction from where you are viewing this information. The Website database is stored on a server in Florida, and is maintained in reference to the protections afforded under local and federal law. Laws in your country or jurisdiction may not protect or allow the same kinds of speech or distribution. The Website does not encourage the violation of any laws; and cannot be responsible for any violations of such laws, should you link to this domain or use, reproduce, or republish the information contained herein.

Not professional advice
If you need specific advice (for example, medical, legal, financial, or risk management) please seek a professional who is licensed or knowledgeable in that area.

USE THIS WEBSITE AT YOUR OWN RISK.
PLEASE BE AWARE THAT ANY INFORMATION YOU MAY FIND ON THE WEBSITE MAY BE INACCURATE, MISLEADING, DANGEROUS OR ILLEGAL.

This risk disclaimer has been linked to the page you have been reading because someone feels that some of the information on that page may create an unreasonable risk for those readers who choose to apply or use the information in their own activities or to promote the information for use by third parties.
None of the authors, contributors, sponsors, administrators, vandals, or anyone else connected with the Website, in any way whatsoever, can be responsible for your use of the information contained in or linked from these web pages.

Please take all steps necessary to ascertain that any information you receive from the Website is correct and has been verified. Double-check information with independent sources.

If an article contains suggestions regarding dangerous, illegal or unethical activities, remember that anyone can post this information on the website. The authors may not be qualified to provide you with complete information or to inform you about adequate safety precautions or steps you can take to prevent injury, bodily damage, or other damages to your person, property or reputation. If you need specific advice (for example, medical, legal, risk management) please seek a professional licensed or knowledgeable in that area.

All information read here is without any implied warranty of fitness for any purpose or use whatsoever.
No consequential damages can be sought against the Website, as it is a voluntary association of individuals developed freely to create various online educational, cultural and informational resources. This information is being given to you gratuitously and thus there is no agreement or understanding between you and the Website regarding your use or modification of this information.

DO NOT RELY UPON ANY INFORMATION FOUND IN THE WEBSITE WITHOUT INDEPENDENT VERIFICATION.

THE WEBSITE DOES NOT GIVE MEDICAL ADVICE.

The Website contains articles on many medical topics; however no warranty whatsoever is made that any of the articles are accurate. There is absolutely no assurance that any statement contained or cited in an article touching on medical matters is true, correct, precise, or up-to-date. The overwhelming majority of such articles are written, in part or in whole, by nonprofessionals. Even if a statement made about medicine is accurate, it may not apply to you or your symptoms.

The medical information provided on the website is, at best, of a general nature and cannot substitute for the advice of a medical professional (for instance, a qualified doctor/physician, nurse, pharmacist/chemist, and so on). Neither the Website nor any of its contributors or associates is a doctor.

None of the individual contributors, system operators, developers, sponsors of the Website nor anyone else connected to the Website can take any responsibility for the results or consequences of any attempt to use or adopt any of the information presented on this web site.

Nothing on the website or included as part of any project of the Website should be construed as an attempt to offer or render a medical opinion or otherwise engage in the practice of medicine.

THE WEBSITE DOES NOT GIVE LEGAL OPINIONS.

The Website contains articles on many legal topics; however no warranty whatsoever is made that any of the articles are accurate. There is absolutely no assurance that any statement contained in an article touching on legal matters is true, correct or precise. Law varies from place to place and it evolves over time sometimes quite quickly. Even if a statement made about the law is accurate, it may only be accurate in the jurisdiction of the person posting the information; as well, the law may have changed, been modified or overturned by subsequent development since the entry was made on the website.

The legal information provided on the website is, at best, of a general nature and cannot substitute for the advice of a licensed professional i.e. by a competent authority with specialised knowledge who can apply it to the particular circumstances of your case. Please contact a local bar association, law society or similar association of jurists in your legal jurisdiction to obtain a referral to a competent legal professional if you do not have other means of contacting an attorney-at-law, lawyer, civil law notary, barrister or solicitor.
Neither the individual contributors, system operators, developers, or sponsors of the Website nor anyone else connected to the Website can take any responsibility for the results or consequences of any attempt to use or adopt any of the information or disinformation presented on this web site.
Nothing on the website or of any project of the Website should be construed as an attempt to offer or render a legal opinion or otherwise engage in the practice of law.

THE WEBSITE CONTAINS SPOILERS AND CONTENT YOU MAY FIND OBJECTIONABLE.

In its ambitious mission of documenting all human knowledge in a compact format, the website contains a large number of articles on a vast array of topics. A relatively small fraction of these topics are frequently censored by educational, governmental, corporate, parental and other filtering schemes.
Some pages discuss words or language that are considered profane, vulgar or offensive by some readers.

The website may contain images, some of which are considered objectionable or offensive by some readers. For example, some articles contain graphical depictions of violence, or depictions of human anatomy.

Many articles contain frank discussion of controversial topics. Some subjects that are discussed have criminal applications in some jurisdictions. Others contain information on dangerous or otherwise risky activities.

The website contains spoilers.

The website may contain triggers for people with post-traumatic stress disorder.

It should be noted that as the website is open to contributions from the public, there may at any time be graffiti present on the website.

There may be medical, legal or other information that is normally also the subject of professional opinions; the website is not a substitute for seeking the help of a professional. Please note: the website does not give legal advice or medical advice.

The Website's current policy is to include such content, provided it breaches neither any of our existing policies (especially Neutral point of view) nor the laws of the state of Florida in the United States, where the website is hosted. Some of these articles contain warnings, but many do not.

In any case, the website is a work in progress, and many articles contain errors, bias, duplication, or simply need tender loving care. We encourage readers to help us fix these problems. The great majority of articles are written primarily or solely by individuals who are not subject matter experts, and may lack academic or professional credentials in the area. You can sign up to become a contributor here.

The website contains obscure information that would not be covered in a conventional encyclopedia. The website's coverage of subjects is patchy, based on the whims of its volunteer contributors (in particular, subjects of interest to young technical people are likely, but not certain, to receive heavier coverage than other subjects). Readers should not judge the importance of topics based on their coverage on the website, nor assume that a topic is important merely because it is the subject of an article.

The statements made and opinions expressed on this website are those of the statement maker and not necessarily those of the website.

This website assumes no responsibility for comments or content based on these US Court rulings:

1.) Barrett v. Rosenthal:Websites assume no responsibility for comments or content provided by third parties as provided by ample case law including the recent California decision in Barrett v. Rosenthal.

2.) Federal Court Reaffirms Immunity of Bloggers and Forums from Suits Brought Against Commenters: Section 230 of the Communications Decency Act provides that "[no] provider or user of an interactive computer service shall be treated as the publisher or speaker of any information provided by another information content provider," and that "[n]o cause of action may be brought and no liability may be imposed under any State or local law that is inconsistent with this section." A recent decision of the First Circuit has reaffirmed the broad protection this statute provides to bloggers and message board administrators.

In Universal Communication Systems v. Lycos, a company who had allegedly been victimized by defamatory statements on a message board regarding the value of its stock sued Lycos, which operated the board. The message board allowed users to post comments with minimal moderation, and no one from Lycos was responsible for the allegedly defamatory statements.

Examining the impact of Sec. 230 on this case, the court noted that "Congress intended that, within broad limits, message board operators would not be held responsible for the postings made by others on that board," adding that allowing bloggers and message board operators to be sued for the statements of commenters on their sites would have an "obvious chilling effect" on speech. Accordingly, the court dismissed the complaint against Lycos.
http://www.acsblog.org/economic-regulation-employment-federal-court-reaffirms-immunity-of-bloggers-from-suits-brought-against-commenters.html

We can, and do, change these terms and conditions from time to time. We advise you to check them regularly, as a change posted on this page becomes binding from the moment it is posted.

Privacy Policy

This is the web site of FactlockeR.com ("Site"). We can be reached via this contact form

FactlockeR.com is committed to protecting your on-line privacy. We aim to provide you with a consumer friendly on-line experience. In order to enhance your experience at our "Site", we gather certain personal information about you that helps us customize our content to your tastes and preferences. To enhance our members' experience, we request and display some personal information to other members and visitors. The "Site" users visit the "Site" but do not transact business on the "Site". "The Site" allows registered members and these users are authorized to transact business within the "Site". This Privacy Policy will inform you of our policies in handling personal information about our users and members and may change from time to time, so please check back periodically. If you have any questions concerning this privacy policy, or wish to advertise with us, please contact us using our contact form or check our FAQ.

For each visitor to our "Site", our web server automatically recognizes the consumer's domain name, modem connection, browser type & I.P address. This non-personally-identifiable information may be shared with third-parties to provide more relevant services and advertisements to users. We collect the domain name and e-mail address of registered members and not of general visitors to our "Site". Aggregate information on what pages consumers/users access or visit, user-specific information on what pages consumers/users access or visit, information volunteered by the consumer/user, such as survey information and/or site registrations and Registered Members will be required to provide Name, Email, Age, Gender & Contact Telephone number. Some user Profile information including members' pictures, name, and city or country of residence are displayed to people.

The information we collect is used to improve the content of our "Site", used to customize the content and/or layout of our page for each individual visitor, used by us to contact consumers for marketing purposes, not shared with other organizations for commercial purposes.

With respect to cookies: We use cookies to record session information, such as items that consumers have purchased, customize Web page content based on visitors' browser type or other information that the visitor sends and to control our voting system and control unique memberships. This information is collected in order to track and report to the Member personalized information such as voting trends & history.

If you do not want to receive e-mails from us in the future, please cancel your membership of the site. We reserve the right to send you messages through our Account messaging system, these messages are not sent to your email address and only accessible through your membership login.

From time to time, we make the e-mail addresses of those who access our site available to other reputable organizations whose products or services we think you might find interesting. If you do not want us to share your e-mail address with other companies or organizations, please click the unsubscribe link at the bottom of the email newsletter which we may send to you.

Persons who supply us with their telephone numbers on-line will only receive telephone contact from us with information regarding prizes or issues with their membership activated through FactlockeR.com.

With respect to Ad Servers: To try and bring you offers that are of interest to you, we have relationships with other companies that we allow to place ads on our Web pages. As a result of your visit to our site, ad server companies may collect information such as your domain type, your IP address and clickstream information. For further information, consult the privacy policies of: http://www.google.com. FactlockeR.com also contains links to other sites. FactlockeR.com is not responsible for the privacy policies and/or practices on other sites. When linking to another site a user should read the privacy policy stated on that site. Our privacy policy only governs information collected on FactlockeR.com.

Advertising Policy. The creator of a topic page 'owns' that page. A proportion of the adsense adverts shown on that page will be credited to the owner, as long as the owner is in good standing, and has entered his valid Google adsense publisher ID in the account details section of the member area. That proportion, when the page is created, is 100%, although we reserve the right to modify that percentage should the need arise (for example, to cover extreme bandwidth costs). If a member is banned, we reserve the right to replace any or all of his adverts with substitute adverts, or to remove his content either in part or completely. Any links specified by members must lead to a valid destination page, offering more information about the subject, or a location where the subject can be purchased. Direct affiliate links are not allowed, and are cause for banning. Links to simple redirect pages that then go straight to an affiliate link are also not allowed. See this page for more information on acceptable usage.

From time to time, we may use customer information for new, unanticipated uses not previously disclosed in our privacy notice. If our information practices change at some time in the future we will post the policy changes to our Web site to notify you of these changes and we will use for these new purposes only data collected from the time of the policy change forward. If you are concerned about how your information is used, you should check back at our Web site periodically.

Customers may prevent their information from being used for purposes other than those for which it was originally collected by or .
Upon request we provide site visitors with access to all information [including proprietary information] that we maintain about them.

Consumers can access this information by logging into their account area on FactlockeR.com. This information is password protected by the member. Consumers can have this information corrected by logging into their account area on FactlockeR.com.

With respect to security: All financial transactions are handled by our 3rd party payment processor who employ secure servers and the very latest security software and measures to ensure the safety of your personal data. FactlockeR.com undertake reasonable measures to protect member information which is stored within our databases, and we restrict access to this information to only employees who need access to perform their job. We cannot guarantee the security of member account information. Unauthorized entry or use, hardware or software failure, and other factors may compromise the security of member information at any time.

Copyright, Licenses and Idea Submissions.

The entire contents of the Site are protected by international copyright and trademark laws. The owner of the copyrights and trademarks are FactlockeR.com, its affiliates or other third party licensors. You agree to grant to FactlockeR.com a non-exclusive, royalty-free, worldwide, perpetual license, with the right to sub-license, to reproduce, distribute, transmit, create derivative works of, publicly display and publicly perform any materials and other information (including, without limitation, ideas contained therein for new or improved products and services) you submit to any public areas of the Site (such as fact pages, bulletin boards, forums and newsgroups) or by e-mail to FactlockeR.com by all means and in any media now known or hereafter developed. You also grant to FactlockeR.com the right to use your name in connection with the submitted materials and other information as well as in connection with all advertising, marketing and promotional material related thereto. You agree that you shall have no recourse against FactlockeR.com for any alleged or actual infringement or misappropriation of any proprietary right in your communications to FactlockeR.com . FactlockeR.com may terminate your access to the service at any time and for any reason whatsoever.

If you feel that this site is not following its stated information policy, or wish to advertise with us, you may contact us using our online contact form